Privacy Policy

Last Updated: January 24, 2026

1. Introduction

AI MoneyPath ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Platform.

2. Information We Collect

2.1 Information You Provide

  • Account Information: Email address, password (hashed), authentication provider
  • Profile Data: Credits balance, recent searches, purchase history
  • Feedback: Ratings, comments, and reviews you submit
  • Payment Information: Credit purchase transactions (processed securely)

2.2 Automatically Collected Information

  • Usage Data: Pages visited, tools viewed, features used, time spent
  • Device Information: Browser type, device type, operating system
  • Analytics Data: Event tracking (signups, views, unlocks, etc.)
  • Cookies and Tracking: Session data, preferences, authentication tokens

3. How We Use Your Information

We use collected information to:

  • Provide, maintain, and improve the Platform
  • Process transactions and manage your account
  • Personalize your experience and content
  • Send administrative information and updates
  • Respond to your inquiries and support requests
  • Analyze usage patterns and improve services
  • Detect, prevent, and address technical issues
  • Comply with legal obligations

4. Information Sharing and Disclosure

We do not sell your personal information. We may share information only in these circumstances:

4.1 Service Providers

We may share information with third-party service providers who perform services on our behalf, such as:

  • Cloud hosting and database services
  • Payment processing (if applicable)
  • Analytics and monitoring tools

4.2 Legal Requirements

We may disclose information if required by law, court order, or government regulation, or to protect our rights, property, or safety.

4.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

5. Data Security

We implement appropriate technical and organizational measures to protect your information:

  • Encryption of sensitive data in transit and at rest
  • Secure password hashing (bcrypt)
  • Regular security assessments
  • Access controls and authentication
  • Secure database connections

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.

6. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Maintain your session and authentication
  • Remember your preferences
  • Analyze Platform usage
  • Improve user experience

You can control cookies through your browser settings, but this may affect Platform functionality.

7. Third-Party Services

Our Platform may integrate with third-party services (e.g., Google OAuth, OpenAI). These services have their own privacy policies. We encourage you to review their policies:

8. Your Rights and Choices

You have the right to:

  • Access: Request access to your personal information
  • Correction: Update or correct inaccurate information
  • Deletion: Request deletion of your account and data
  • Opt-out: Unsubscribe from communications (if applicable)
  • Data Portability: Request a copy of your data

To exercise these rights, please contact us at aimoneypath.team@gmail.com.

9. Data Retention

We retain your information for as long as necessary to:

  • Provide services to you
  • Comply with legal obligations
  • Resolve disputes and enforce agreements
  • Maintain security and prevent fraud

When you delete your account, we will delete or anonymize your personal information, except where we are required to retain it by law.

10. Children's Privacy

The Platform is not intended for users under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately at aimoneypath.team@gmail.com.

11. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. By using the Platform, you consent to such transfers.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the new policy on this page and updating the "Last Updated" date. Your continued use of the Platform after changes constitutes acceptance of the updated policy.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

aimoneypath.team@gmail.com